Commercial Auto

Commercial Auto Insurance

Commercial Auto Insurance protects the vehicles that power your contracting business. Whether you have one pickup or a fleet of service vans, this coverage ensures you're protected on the road and at job sites.

It includes liability coverage for accidents you cause, as well as comprehensive and collision coverage for damage to your own vehicles. If your van is stolen, hit while parked, or involved in a crash — you're covered. It also helps pay for repairs, rentals, or even medical bills depending on your policy.

Many personal auto policies won’t cover vehicles used for work. With Commercial Auto Insurance, you stay compliant, confident, and covered every time your wheels hit the pavement.

Whether you're hauling equipment, making supply runs, or driving to job sites, a vehicle incident can impact your ability to deliver on projects. With commercial auto coverage, you’re not left scrambling if a work vehicle is out of commission.

Personal auto policies often exclude business use, meaning claims can be denied if your vehicle is used for commercial purposes. Having a separate policy eliminates ambiguity and ensures full coverage.

This policy can also include options like roadside assistance, coverage for attached equipment like ladders or compressors, and even hired/non-owned vehicle coverage if employees occasionally use their personal cars for work.

If your business depends on mobility, commercial auto insurance is non-negotiable. It’s one of the most critical protections for trade professionals who live on the go.

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